{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-25-000031","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2025-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.261955+00:00","generated_at":"2026-05-18T05:24:36.657745+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Washington Trust Q2 net income $13.2M, EPS $0.68; net interest margin +7 bps","bullets":["Net income $13.2M ($0.68 diluted EPS) vs Q1 $12.2M ($0.63); adjusted Q1 EPS $0.61 excluding special items.","Net interest margin 2.36%, up 7 bps from Q1; net interest income $37.2M, +2%.","Wealth management revenue +2% to $10.1M; mortgage banking +32% to $3.0M on higher loan sales.","Total loans $5.1B, +1%; in-market deposits $5.0B, +1% from Q1, +9% YoY.","Nonaccrual loans rose to $26.1M (0.51% vs 0.42% prior) due to one $9.4M commercial relationship."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-25-000031","json":"https://secwatch.observer/filing/0000737468-25-000031.json","markdown":"https://secwatch.observer/filing/0000737468-25-000031.md","text":"https://secwatch.observer/filing/0000737468-25-000031.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000031/0000737468-25-000031-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000031/wash-20250721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:24:36.657745+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}