---
schema_version: "secwatch.filing_event.v1"
accession: "0000737468-25-000031"
form_type: "8-K"
ticker: "WASH"
cik: "0000737468"
company_name: "WASHINGTON TRUST BANCORP INC"
filed_at: "2025-07-21T23:59:59+00:00"
generated_at: "2026-05-18T05:24:36.657745+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Washington Trust Q2 net income $13.2M, EPS $0.68; net interest margin +7 bps

## Summary
- Net income $13.2M ($0.68 diluted EPS) vs Q1 $12.2M ($0.63); adjusted Q1 EPS $0.61 excluding special items.
- Net interest margin 2.36%, up 7 bps from Q1; net interest income $37.2M, +2%.
- Wealth management revenue +2% to $10.1M; mortgage banking +32% to $3.0M on higher loan sales.
- Total loans $5.1B, +1%; in-market deposits $5.0B, +1% from Q1, +9% YoY.
- Nonaccrual loans rose to $26.1M (0.51% vs 0.42% prior) due to one $9.4M commercial relationship.

## SEC filing metadata
- accession: 0000737468-25-000031
- form_type: 8-K
- ticker: WASH
- cik: 0000737468
- company_name: WASHINGTON TRUST BANCORP INC
- filed_at: 2025-07-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737468/000073746825000031/0000737468-25-000031-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737468/000073746825000031/wash-20250721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737468-25-000031
- JSON: https://secwatch.observer/filing/0000737468-25-000031.json
- Plain text: https://secwatch.observer/filing/0000737468-25-000031.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.