{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-25-000054","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2025-10-08T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.055417+00:00","generated_at":"2026-05-17T04:22:32.804567+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Washington Trust Bancorp expects $11.3M in Q3 charge-offs, $7.0M provision for credit losses","bullets":["Charge-offs on two commercial loan relationships total $11.3M in Q3 2025.","Provision for credit losses expected at $7.0M for Q3, driven by these charge-offs.","First loan: $8.3M charge-off on telecom contractor in Chapter 11; remaining $1.0M expected collected in Q4.","Second loan: $3.0M charge-off on commercial real estate (Class B office) sold at end of September.","Commercial nonaccrual loans drop to $1.0M as of Sept 30 from $14.0M on June 30."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-25-000054","json":"https://secwatch.observer/filing/0000737468-25-000054.json","markdown":"https://secwatch.observer/filing/0000737468-25-000054.md","text":"https://secwatch.observer/filing/0000737468-25-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000054/0000737468-25-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000054/wash-20251008.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T04:22:32.804567+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}