---
schema_version: "secwatch.filing_event.v1"
accession: "0000737468-25-000054"
form_type: "8-K"
ticker: "WASH"
cik: "0000737468"
company_name: "WASHINGTON TRUST BANCORP INC"
filed_at: "2025-10-08T23:59:59+00:00"
generated_at: "2026-05-17T04:22:32.804567+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Washington Trust Bancorp expects $11.3M in Q3 charge-offs, $7.0M provision for credit losses

## Summary
- Charge-offs on two commercial loan relationships total $11.3M in Q3 2025.
- Provision for credit losses expected at $7.0M for Q3, driven by these charge-offs.
- First loan: $8.3M charge-off on telecom contractor in Chapter 11; remaining $1.0M expected collected in Q4.
- Second loan: $3.0M charge-off on commercial real estate (Class B office) sold at end of September.
- Commercial nonaccrual loans drop to $1.0M as of Sept 30 from $14.0M on June 30.

## SEC filing metadata
- accession: 0000737468-25-000054
- form_type: 8-K
- ticker: WASH
- cik: 0000737468
- company_name: WASHINGTON TRUST BANCORP INC
- filed_at: 2025-10-08T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737468/000073746825000054/0000737468-25-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737468/000073746825000054/wash-20251008.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737468-25-000054
- JSON: https://secwatch.observer/filing/0000737468-25-000054.json
- Plain text: https://secwatch.observer/filing/0000737468-25-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.