{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-25-000057","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2025-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.055683+00:00","generated_at":"2026-05-17T03:19:14.349895+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Washington Trust Q3 net income $10.8M, EPS $0.56; provision jumps to $7M","bullets":["Net income $10.8M, diluted EPS $0.56, down from $13.2M ($0.68) in Q2 2025.","Net interest margin 2.40%, up 4 bps QoQ; net interest income $38.8M, +4% QoQ.","Provision for credit losses $7.0M vs $650K prior quarter; charge-offs $11.4M on two commercial loans.","Nonaccrual loans fell to $14.0M (0.27% of loans) from $26.1M; in-market deposits grew 4% QoQ.","Quarterly dividend $0.56/share paid Oct 10; $6.4M share repurchases in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-25-000057","json":"https://secwatch.observer/filing/0000737468-25-000057.json","markdown":"https://secwatch.observer/filing/0000737468-25-000057.md","text":"https://secwatch.observer/filing/0000737468-25-000057.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000057/0000737468-25-000057-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746825000057/wash-20251020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:19:14.349895+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}