{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-26-000064","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2026-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.693937+00:00","generated_at":"2026-05-15T05:25:16.893507+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Washington Trust Q1 net income $12.6M ($0.66 EPS); nonaccrual loans surge to $40.4M","bullets":["Net income $12.6M ($0.66 EPS) vs $16.0M ($0.83) in Q4 2025; adjusted EPS up $0.05 YoY.","Net interest margin 2.63%, up 7 bps QoQ and 34 bps YoY; net interest income down 1% QoQ.","Nonaccrual loans rose to $40.4M (0.81% of loans) from $12.9M (0.25%), driven by two CRE office loans; provision $4.0M vs $600K.","Total loans $5.0B (-2% QoQ); deposits $5.2B (-2%); in-market deposits up 3% YoY.","Quarterly dividend $0.56 per share paid Apr 10; book value $28.72; total risk-based capital ratio 13.38%."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-26-000064","json":"https://secwatch.observer/filing/0000737468-26-000064.json","markdown":"https://secwatch.observer/filing/0000737468-26-000064.md","text":"https://secwatch.observer/filing/0000737468-26-000064.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746826000064/0000737468-26-000064-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746826000064/wash-20260420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:25:16.893507+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8c06a0ea8be21054e9c35ade248710ac9a5f6c90","claim":"WASHINGTON TRUST BANCORP INC reported first quarter 2026 results: net income $12.6 million, EPS $0.66 per diluted share.","evidence_excerpt":"Washington Trust Bancorp, Inc. (Nasdaq: WASH; “Washington Trust” or the “Corporation”), today reported first quarter 2026 net income of $12.6 million, or $0.66 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/737468/000073746826000064/0000737468-26-000064-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Net income","value":"$12.6 million"},{"label":"EPS","value":"$0.66 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}