---
schema_version: "secwatch.filing_event.v1"
accession: "0000737468-26-000109"
form_type: "8-K"
ticker: "WASH"
cik: "0000737468"
company_name: "WASHINGTON TRUST BANCORP INC"
filed_at: "2026-07-20T20:08:27+00:00"
generated_at: "2026-07-20T20:09:04.669659+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Washington Trust Q2 net income $16.0M ($0.83 EPS), up 27% QoQ; NIM expands 10 bps

## Summary
- Net income $16.0M, up $3.4M from Q1; diluted EPS $0.83 vs $0.66 prior quarter.
- Net interest margin 2.73%, up 10 bps; benefit from hedge amortization cessation contributed $1.4M.
- Loans up 2% to $5.1B; deposits up 4% to $5.4B; no wholesale brokered deposits.
- Wealth management revenues +5% QoQ; mortgage banking revenues +14% QoQ.
- Quarterly dividend $0.56 per share; common equity tier 1 ratio 11.89%.

## SEC filing metadata
- accession: 0000737468-26-000109
- form_type: 8-K
- ticker: WASH
- cik: 0000737468
- company_name: WASHINGTON TRUST BANCORP INC
- filed_at: 2026-07-20T20:08:27+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737468/000073746826000109/0000737468-26-000109-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737468/000073746826000109/wash-20260720.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737468-26-000109
- JSON: https://secwatch.observer/filing/0000737468-26-000109.json
- Plain text: https://secwatch.observer/filing/0000737468-26-000109.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.