{"schema_version":"secwatch.filing_event.v1","accession":"0000737468-26-000120","form_type":"8-K","ticker":"WASH","cik":"0000737468","company_name":"WASHINGTON TRUST BANCORP INC","filed_at":"2026-10-19T20:12:20+00:00","discovered_at":"2026-10-19T20:13:00.249344+00:00","generated_at":"2026-10-19T20:13:06.511426+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Washington Trust Q3 2026 net income $19.4M, EPS $1.01; NIM expands to 2.84%","bullets":["Net income $19.4M, up $3.4M (21%) from Q2 and up $8.5M YoY; diluted EPS $1.01, up $0.18 QoQ; ROAE 13.89% and ROAA 1.17% vs 11.61% and 0.99%.","NIM 2.84%, up 11 bps QoQ and 44 bps YoY; net interest income $44.7M (+7% QoQ, +15% YoY), including $283K of recovered Q2 interest on a resolved loan.","Deposits reached a record $5.4B, up $77.1M QoQ and $213M YoY; loans $5.2B (+$61.8M) on commercial real estate growth; FHLB advances $376M, down 52% YoY; CET1 11.93%.","Nonaccrual loans fell to $24.5M (0.48%) from $39.8M (0.78%) after a $22.3M CRE office loan was restructured: $18.5M back to accruing, $3.8M charged off; net charge-offs $3.9M.","Dividend of 56 cents per share paid Oct 9, 2026 to holders of record Oct 1; book value per share $27.82 vs $29.02 on an AOCI decline from lower AFS securities fair value."],"urls":{"canonical":"https://secwatch.observer/filing/0000737468-26-000120","json":"https://secwatch.observer/filing/0000737468-26-000120.json","markdown":"https://secwatch.observer/filing/0000737468-26-000120.md","text":"https://secwatch.observer/filing/0000737468-26-000120.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737468/000073746826000120/0000737468-26-000120-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737468/000073746826000120/wash-20261019.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-19T20:13:06.511426+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}