---
schema_version: "secwatch.filing_event.v1"
accession: "0000737468-26-000120"
form_type: "8-K"
ticker: "WASH"
cik: "0000737468"
company_name: "WASHINGTON TRUST BANCORP INC"
filed_at: "2026-10-19T20:12:20+00:00"
generated_at: "2026-10-19T20:13:06.511426+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Washington Trust Q3 2026 net income $19.4M, EPS $1.01; NIM expands to 2.84%

## Summary
- Net income $19.4M, up $3.4M (21%) from Q2 and up $8.5M YoY; diluted EPS $1.01, up $0.18 QoQ; ROAE 13.89% and ROAA 1.17% vs 11.61% and 0.99%.
- NIM 2.84%, up 11 bps QoQ and 44 bps YoY; net interest income $44.7M (+7% QoQ, +15% YoY), including $283K of recovered Q2 interest on a resolved loan.
- Deposits reached a record $5.4B, up $77.1M QoQ and $213M YoY; loans $5.2B (+$61.8M) on commercial real estate growth; FHLB advances $376M, down 52% YoY; CET1 11.93%.
- Nonaccrual loans fell to $24.5M (0.48%) from $39.8M (0.78%) after a $22.3M CRE office loan was restructured: $18.5M back to accruing, $3.8M charged off; net charge-offs $3.9M.
- Dividend of 56 cents per share paid Oct 9, 2026 to holders of record Oct 1; book value per share $27.82 vs $29.02 on an AOCI decline from lower AFS securities fair value.

## SEC filing metadata
- accession: 0000737468-26-000120
- form_type: 8-K
- ticker: WASH
- cik: 0000737468
- company_name: WASHINGTON TRUST BANCORP INC
- filed_at: 2026-10-19T20:12:20+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737468/000073746826000120/0000737468-26-000120-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737468/000073746826000120/wash-20261019.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737468-26-000120
- JSON: https://secwatch.observer/filing/0000737468-26-000120.json
- Plain text: https://secwatch.observer/filing/0000737468-26-000120.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.