{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-22-000018","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2022-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.534255+00:00","generated_at":"2026-06-26T02:54:33.439725+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Keystone Q1 net income down 8.6% to $3.5M on mortgage loan losses","bullets":["Net income of $3.5M ($0.60 EPS), down $335K or 8.6% YoY; dividends $0.28/share.","Non-interest income fell $308K (17.5%) due to losses on mortgage loan sales and securities.","Interest income +$354K (+3.4%) offset by $246K drop in PPP loan fees.","Non-interest expense +$319K (+5.1%) on higher salaries, healthcare, and new software.","Total assets up 6.7% to $1.3B; equity down 6.6% ($9.4M) due to AOCI loss from securities."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-22-000018","json":"https://secwatch.observer/filing/0000737875-22-000018.json","markdown":"https://secwatch.observer/filing/0000737875-22-000018.md","text":"https://secwatch.observer/filing/0000737875-22-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787522000018/0000737875-22-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787522000018/fkys-20220429x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T02:54:33.439725+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}