---
schema_version: "secwatch.filing_event.v1"
accession: "0000737875-22-000050"
form_type: "8-K"
ticker: "FKYS"
cik: "0000737875"
company_name: "FIRST KEYSTONE CORP"
filed_at: "2022-11-28T23:59:59+00:00"
generated_at: "2026-06-21T12:53:34.706170+00:00"
event_type: "dividend"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# First Keystone declares $0.28 Q4 dividend; net income down 5.5% to $10.9M

## Summary
- Dividend of $0.28 per share payable Dec 30, record Dec 8; full year $1.12 same as 2021.
- Q3 2022 net income $10.87M (-5.5% YoY), diluted EPS $1.82 (-6.7%).
- Net loans grew 11.8% to $836.5M; deposits fell 7.6% to $1.058B; assets down 4.7% to $1.324B.
- Net interest income up 5.0% to $28.76M; ROA 1.10%, ROE 10.74%.

## SEC filing metadata
- accession: 0000737875-22-000050
- form_type: 8-K
- ticker: FKYS
- cik: 0000737875
- company_name: FIRST KEYSTONE CORP
- filed_at: 2022-11-28T23:59:59+00:00
- event_type: dividend
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737875/000073787522000050/0000737875-22-000050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737875/000073787522000050/fkys-20221128x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737875-22-000050
- JSON: https://secwatch.observer/filing/0000737875-22-000050.json
- Plain text: https://secwatch.observer/filing/0000737875-22-000050.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.