{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-23-000021","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2023-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.121134+00:00","generated_at":"2026-06-16T07:04:07.345908+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Keystone Q1 net income falls 61.7% to $1.357M; EPS $0.23","bullets":["Net income $1.357M vs $3.543M in Q1 2022, down 61.7%; diluted EPS $0.23.","Interest expense increased $4.33M, mainly due to higher rates; interest paid to depositors up $2.366M.","Non-interest expense rose $1.237M (19%) to $7.753M; salaries/benefits up $832K, professional fees up $137K.","Deposits decreased $97.6M (9.3%) YoY; net loans increased $85.0M (11.0%).","Stockholders' equity down $8.5M (6.4%) due to securities portfolio market value decline."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-23-000021","json":"https://secwatch.observer/filing/0000737875-23-000021.json","markdown":"https://secwatch.observer/filing/0000737875-23-000021.md","text":"https://secwatch.observer/filing/0000737875-23-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000021/0000737875-23-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000021/fkys-20230428x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T07:04:07.345908+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b92d601c4e34593d68e073d495c6a6007c77ff46","claim":"FIRST KEYSTONE CORP reported three months ended March 31, 2023 results: net income $1,357,000, EPS $0.23.","evidence_excerpt":"First Keystone Corporation (OTC Pink: FKYS, the “Corporation”), parent company of First Keystone Community Bank, reported net income for the three months ended March 31, 2023 of $1,357,000. Net income per share was $0.23 while dividends totaled $0.28 per share for the three months ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000021/0000737875-23-000021-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2023"},{"label":"Net income","value":"$1,357,000"},{"label":"EPS","value":"$0.23"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}