{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-23-000043","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2023-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.544014+00:00","generated_at":"2026-06-12T22:31:11.474743+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Keystone Corp reports H1 2023 net income $2.5M, down 66% YoY, as interest expense surges","bullets":["Net income of $2.496M for six months ended June 30, 2023, down 66.1% from $7.365M in H1 2022.","EPS $0.41; dividends paid $0.56 per share for H1 2023.","Interest expense rose $9.543M (up sharply) due to higher deposit costs and Federal Home Loan Bank borrowings.","Deposits fell $57.8M (5.8%) vs. June 30, 2022, primarily municipal and savings accounts.","Stockholders' equity down $4.2M (3.3%) on larger accumulated other comprehensive loss from securities portfolio."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-23-000043","json":"https://secwatch.observer/filing/0000737875-23-000043.json","markdown":"https://secwatch.observer/filing/0000737875-23-000043.md","text":"https://secwatch.observer/filing/0000737875-23-000043.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000043/0000737875-23-000043-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000043/fkys-20230731x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T22:31:11.474743+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bb0ba12a78cd38f0d4a56058b94f8438fb98a195","claim":"FIRST KEYSTONE CORP reported the six months ended June 30, 2023 results: net income $2,496,000, EPS $0.41.","evidence_excerpt":"First Keystone Corporation (OTC Pink: FKYS, the “Corporation”), parent company of First Keystone Community Bank, reported net income for the six months ended June 30, 2023 of $2,496,000. Net income per share was $0.41","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000043/0000737875-23-000043-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$2,496,000"},{"label":"EPS","value":"$0.41"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}