{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-23-000057","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2023-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.911593+00:00","generated_at":"2026-06-09T05:09:31.625073+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Keystone reports 65% drop in 9-month net income; EPS $0.62 vs $0.84 dividends","bullets":["Net income $3,779K ($0.62 EPS) for 9 months ended Sep 30, 2023, down 65.2% YoY.","Interest expense surged $14,518K due to higher deposit rates and FHLB borrowings.","Total assets $1,320B, down 0.3%; deposits fell 6.2% with shift to term deposits.","Non-interest expense rose 12.7% to $22,330K on higher salaries, data processing, fraud costs.","Stockholders' equity decreased $402K from larger AOCI loss on securities portfolio."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-23-000057","json":"https://secwatch.observer/filing/0000737875-23-000057.json","markdown":"https://secwatch.observer/filing/0000737875-23-000057.md","text":"https://secwatch.observer/filing/0000737875-23-000057.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000057/0000737875-23-000057-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000057/fkys-20231031x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T05:09:31.625073+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8391b903b317e8f12e3521e837a620341a551303","claim":"FIRST KEYSTONE CORP reported the nine months ended September 30, 2023 results: net income $3,779,000, EPS $0.62.","evidence_excerpt":"FIRST KEYSTONE ANNOUNCES THIRD QUARTER 2023 EARNINGS (UNAUDITED)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/737875/000073787523000057/0000737875-23-000057-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the nine months ended September 30, 2023"},{"label":"Net income","value":"$3,779,000"},{"label":"EPS","value":"$0.62"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}