---
schema_version: "secwatch.filing_event.v1"
accession: "0000737875-23-000065"
form_type: "8-K"
ticker: "FKYS"
cik: "0000737875"
company_name: "FIRST KEYSTONE CORP"
filed_at: "2023-12-01T23:59:59+00:00"
generated_at: "2026-06-07T19:40:49.629511+00:00"
event_type: "dividend"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Keystone declares $0.28 Q4 dividend; net income down 65% YoY

## Summary
- Q4 dividend of $0.28/share, payable Dec 29, 2023 to holders of record Dec 14; annual total $1.12 unchanged.
- Net income for 9M 2023 fell 65.2% to $3.779M ($0.62/share) vs 9M 2022.
- Net interest income decreased 24.2% to $21.796M; total deposits down 6.2% to $992.3M.
- Total net loans grew 4.5% to $874.2M; assets slightly down 0.3% to $1.32B.
- Interest income rose 22.5% to $41.195M driven by higher loan and securities income.

## SEC filing metadata
- accession: 0000737875-23-000065
- form_type: 8-K
- ticker: FKYS
- cik: 0000737875
- company_name: FIRST KEYSTONE CORP
- filed_at: 2023-12-01T23:59:59+00:00
- event_type: dividend
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737875/000073787523000065/0000737875-23-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737875/000073787523000065/fkys-20231201x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737875-23-000065
- JSON: https://secwatch.observer/filing/0000737875-23-000065.json
- Plain text: https://secwatch.observer/filing/0000737875-23-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.