secwatch.observer — SEC 8-K summary
======================================

Issuer:     FIRST KEYSTONE CORP (FKYS)
CIK:        0000737875
Form:       8-K
Filed at:   2023-12-01T23:59:59+00:00
Accession:  0000737875-23-000065
Event type: dividend
Sentiment:  negative
Materiality: 0.70
Item codes: 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Keystone declares $0.28 Q4 dividend; net income down 65% YoY
------------------------------------------------------------------

- Q4 dividend of $0.28/share, payable Dec 29, 2023 to holders of record Dec 14; annual total $1.12 unchanged.
- Net income for 9M 2023 fell 65.2% to $3.779M ($0.62/share) vs 9M 2022.
- Net interest income decreased 24.2% to $21.796M; total deposits down 6.2% to $992.3M.
- Total net loans grew 4.5% to $874.2M; assets slightly down 0.3% to $1.32B.
- Interest income rose 22.5% to $41.195M driven by higher loan and securities income.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/737875/000073787523000065/0000737875-23-000065-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/737875/000073787523000065/fkys-20231201x8k.htm
  HTML page:      https://secwatch.observer/filing/0000737875-23-000065

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer