{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-24-000004","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2024-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.804488+00:00","generated_at":"2026-06-06T14:19:59.434504+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Keystone FY2023 net income falls 60.4% to $5.56M; EPS $0.91","bullets":["Net income $5.56M vs $14.02M in 2022; EPS $0.91; dividends $1.12 per share.","Interest expense surged $18.96M, led by $11.85M higher deposit costs and $6.84M more FHLB borrowings.","Net interest margin compressed as interest income rose $10.58M but expense grew faster.","Non-interest expense up 9.2% to $29.25M on salaries, data processing, and professional fees.","Total assets $1.416B (+6.5%); deposits decreased 1.3% with shift from transactional to term."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-24-000004","json":"https://secwatch.observer/filing/0000737875-24-000004.json","markdown":"https://secwatch.observer/filing/0000737875-24-000004.md","text":"https://secwatch.observer/filing/0000737875-24-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787524000004/0000737875-24-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787524000004/fkys-20240131x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T14:19:59.434504+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"afdf20d79fa9cf32845a78245d86e90bb4b848f6","claim":"FIRST KEYSTONE CORP reported the year ended December 31, 2023 results: net income $5,560,000, EPS $0.91.","evidence_excerpt":"First Keystone Corporation (OTC Pink: FKYS, the “Corporation”), parent company of First Keystone Community Bank, reported net income for the year ended December 31, 2023 of $5,560,000. Net income per share was $0.91 while dividends totaled $1.12 per share for the year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/737875/000073787524000004/0000737875-24-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"$5,560,000"},{"label":"EPS","value":"$0.91"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}