{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-25-000005","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2025-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.239715+00:00","generated_at":"2026-05-27T05:01:14.229311+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Keystone reports FY 2024 net loss of $13.2M, $2.14 per share loss; records $19.1M goodwill impairment","bullets":["Net loss $13.2M for FY 2024 vs net income of $5.56M in FY 2023; diluted EPS loss $2.14.","Goodwill impairment charge of $19.1M recognized in Q1 2024 triggered by stock price decline.","Total interest income up 25.3% to $71.5M; interest expense up 40.4% to $39.2M.","Net loans grew 4.1% to $937M; deposits up 6.7% to $1.04B; stockholders' equity down 12.2%.","Dividends paid $1.12 per share for the year; no change in dividend policy disclosed."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-25-000005","json":"https://secwatch.observer/filing/0000737875-25-000005.json","markdown":"https://secwatch.observer/filing/0000737875-25-000005.md","text":"https://secwatch.observer/filing/0000737875-25-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787525000005/0000737875-25-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787525000005/fkys-20250131x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T05:01:14.229311+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}