---
schema_version: "secwatch.filing_event.v1"
accession: "0000737875-25-000005"
form_type: "8-K"
ticker: "FKYS"
cik: "0000737875"
company_name: "FIRST KEYSTONE CORP"
filed_at: "2025-01-31T23:59:59+00:00"
generated_at: "2026-05-27T05:01:14.229311+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Keystone reports FY 2024 net loss of $13.2M, $2.14 per share loss; records $19.1M goodwill impairment

## Summary
- Net loss $13.2M for FY 2024 vs net income of $5.56M in FY 2023; diluted EPS loss $2.14.
- Goodwill impairment charge of $19.1M recognized in Q1 2024 triggered by stock price decline.
- Total interest income up 25.3% to $71.5M; interest expense up 40.4% to $39.2M.
- Net loans grew 4.1% to $937M; deposits up 6.7% to $1.04B; stockholders' equity down 12.2%.
- Dividends paid $1.12 per share for the year; no change in dividend policy disclosed.

## SEC filing metadata
- accession: 0000737875-25-000005
- form_type: 8-K
- ticker: FKYS
- cik: 0000737875
- company_name: FIRST KEYSTONE CORP
- filed_at: 2025-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737875/000073787525000005/0000737875-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737875/000073787525000005/fkys-20250131x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737875-25-000005
- JSON: https://secwatch.observer/filing/0000737875-25-000005.json
- Plain text: https://secwatch.observer/filing/0000737875-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.