{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-25-000016","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2025-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.133946+00:00","generated_at":"2026-05-23T04:25:18.474238+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"First Keystone Q1 net income $1.053M ($0.17 EPS), up from loss; dividends $0.28/share","bullets":["Net income of $1.053M ($0.17/share) vs $18.377M loss in Q1 2024; improvement due to absence of $19.133M goodwill impairment.","Interest income +7.5% YoY on rate growth and commercial real estate loans; provision for credit losses +$487K on growth and two charge-offs.","Non-interest expense fell to $8.649M from $28.982M (2024 incl. goodwill impairment); offset by $307K fraud write-off and higher FDIC/fleet costs.","Dividends of $0.28/share exceeded EPS; total assets $1.435B (+1.8%); net loans +6.0% YoY; deposits +6.5% led by brokered CDs.","Stockholders' equity +2.7% to $105.1M; AOCI improved $2.679M; retail deposits declined $20.7M."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-25-000016","json":"https://secwatch.observer/filing/0000737875-25-000016.json","markdown":"https://secwatch.observer/filing/0000737875-25-000016.md","text":"https://secwatch.observer/filing/0000737875-25-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787525000016/0000737875-25-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787525000016/fkys-20250429x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T04:25:18.474238+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}