{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-25-000027","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.263624+00:00","generated_at":"2026-05-17T23:20:18.852230+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Keystone reports H1 2025 net income of $3.97M, EPS $0.64","bullets":["Net income for six months ended June 30, 2025: $3,967,000 ($0.64 EPS); dividends $0.56 per share.","Interest income up 7.4% YoY to $2.555M on commercial real estate loan growth.","Non-interest expense fell to $16.91M; prior year had $19.133M goodwill impairment.","Fraud write-off of $307K in Q1 2025 on a customer account.","Total assets grew 1.4% to $1.437B; deposits up 7.4% (retail and brokered CDs)."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-25-000027","json":"https://secwatch.observer/filing/0000737875-25-000027.json","markdown":"https://secwatch.observer/filing/0000737875-25-000027.md","text":"https://secwatch.observer/filing/0000737875-25-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787525000027/0000737875-25-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787525000027/fkys-20250730x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:20:18.852230+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}