secwatch.observer — SEC 8-K summary
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Issuer:     FIRST KEYSTONE CORP (FKYS)
CIK:        0000737875
Form:       8-K
Filed at:   2025-07-30T23:59:59+00:00
Accession:  0000737875-25-000027
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Keystone reports H1 2025 net income of $3.97M, EPS $0.64
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- Net income for six months ended June 30, 2025: $3,967,000 ($0.64 EPS); dividends $0.56 per share.
- Interest income up 7.4% YoY to $2.555M on commercial real estate loan growth.
- Non-interest expense fell to $16.91M; prior year had $19.133M goodwill impairment.
- Fraud write-off of $307K in Q1 2025 on a customer account.
- Total assets grew 1.4% to $1.437B; deposits up 7.4% (retail and brokered CDs).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/737875/000073787525000027/0000737875-25-000027-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/737875/000073787525000027/fkys-20250730x8k.htm
  HTML page:      https://secwatch.observer/filing/0000737875-25-000027

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer