{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-25-000042","form_type":"8-K","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2025-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.058467+00:00","generated_at":"2026-05-17T01:10:57.366418+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"First Keystone Q3 2025 net income $6.8M, EPS $1.09; assets up 10%","bullets":["Net income for 9 months ended Sept 30, 2025: $6.775M, EPS $1.09; dividends $0.84 per share.","Interest income up 7.7% ($4.1M) on commercial real estate loan growth; provision for credit losses down $723K.","Total assets $1.582B (+10% YoY); deposits up $172.6M (+16.9%) including $64.1M brokered CD increase.","Non-interest income up 13.2% ($638K); expense down due to prior year goodwill impairment, partly offset by fraud write-off $307K and ATM fleet cost $352K.","No guidance provided; company notes shift from transactional to term deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-25-000042","json":"https://secwatch.observer/filing/0000737875-25-000042.json","markdown":"https://secwatch.observer/filing/0000737875-25-000042.md","text":"https://secwatch.observer/filing/0000737875-25-000042.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787525000042/0000737875-25-000042-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787525000042/fkys-20251031x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:10:57.366418+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}