secwatch.observer — SEC 8-K summary
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Issuer:     FIRST KEYSTONE CORP (FKYS)
CIK:        0000737875
Form:       8-K
Filed at:   2025-10-31T23:59:59+00:00
Accession:  0000737875-25-000042
Event type: earnings
Sentiment:  positive
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Keystone Q3 2025 net income $6.8M, EPS $1.09; assets up 10%
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- Net income for 9 months ended Sept 30, 2025: $6.775M, EPS $1.09; dividends $0.84 per share.
- Interest income up 7.7% ($4.1M) on commercial real estate loan growth; provision for credit losses down $723K.
- Total assets $1.582B (+10% YoY); deposits up $172.6M (+16.9%) including $64.1M brokered CD increase.
- Non-interest income up 13.2% ($638K); expense down due to prior year goodwill impairment, partly offset by fraud write-off $307K and ATM fleet cost $352K.
- No guidance provided; company notes shift from transactional to term deposits.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/737875/000073787525000042/0000737875-25-000042-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/737875/000073787525000042/fkys-20251031x8k.htm
  HTML page:      https://secwatch.observer/filing/0000737875-25-000042

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