{"schema_version":"secwatch.filing_event.v1","accession":"0000737875-26-000013","form_type":"8-K/A","ticker":"FKYS","cik":"0000737875","company_name":"FIRST KEYSTONE CORP","filed_at":"2026-03-31T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.621295+00:00","generated_at":"2026-05-15T08:18:08.058426+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"First Keystone revises FY2025 net income down to $6.15M, EPS $0.99 from $7.62M/$1.22 on higher credit losses","bullets":["Net income revised to $6.152M ($0.99/sh) from initially reported $7.622M ($1.22/sh) due to allowance for credit losses adjustment.","Provision for credit losses increased $3.601M vs prior year (original $1.273M) due to two large charge-offs and a CRE loan non-accrual.","Total interest income revised to $5.777M (+8.1% YoY) from $5.843M (+8.2%) after adjustment.","Total assets $1.531B (+7.2% YoY); stockholders' equity up $6.278M (+5.9%) driven by AOCI improvement.","Dividends of $1.12/sh exceeded net income of $0.99/sh for FY2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000737875-26-000013","json":"https://secwatch.observer/filing/0000737875-26-000013.json","markdown":"https://secwatch.observer/filing/0000737875-26-000013.md","text":"https://secwatch.observer/filing/0000737875-26-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/737875/000073787526000013/0000737875-26-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/737875/000073787526000013/fkys-20260130x8ka.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T08:18:08.058426+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dc6bad832837155e0f605ad5ac5b1e17b32fd8c0","claim":"FIRST KEYSTONE CORP reported the quarter and year ended December 31, 2025 results: net income $6,152,000, EPS $0.99.","evidence_excerpt":"Net income for the year ended December 31, 2025 was $6,152,000. Net income per share was $0.99","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/737875/000073787526000013/0000737875-26-000013-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2025"},{"label":"Net income","value":"$6,152,000"},{"label":"EPS","value":"$0.99"},{"label":"Result","value":"preliminary results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}