---
schema_version: "secwatch.filing_event.v1"
accession: "0000737875-26-000017"
form_type: "8-K"
ticker: "FKYS"
cik: "0000737875"
company_name: "FIRST KEYSTONE CORP"
filed_at: "2026-05-01T23:59:59+00:00"
generated_at: "2026-05-15T00:27:21.828297+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Keystone Q1 net income $1.959M, up 86% YoY; EPS $0.31

## Summary
- Net income $1,959k ($0.31/sh) vs $1,053k ($0.17/sh) in Q1 2025, up 86%.
- Total interest income up $1,032k (5.7%) driven by higher Fed deposits; interest expense up $671k.
- Provision for credit losses became a credit of $390k vs expense of $751k a year ago; loans down $31.6M.
- Non-interest expense up 6.1% on higher salaries/benefits, partly offset by lower fraud write-off.
- Dividends paid $0.28/sh; total assets $1.525B (+6.2%), deposits up 8.2%.

## SEC filing metadata
- accession: 0000737875-26-000017
- form_type: 8-K
- ticker: FKYS
- cik: 0000737875
- company_name: FIRST KEYSTONE CORP
- filed_at: 2026-05-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737875/000073787526000017/0000737875-26-000017-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737875/000073787526000017/fkys-20260430x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737875-26-000017
- JSON: https://secwatch.observer/filing/0000737875-26-000017.json
- Plain text: https://secwatch.observer/filing/0000737875-26-000017.txt

## Key facts
- Earnings Releases
  FIRST KEYSTONE CORP reported Q1 2026 results: net income $1,959,000, EPS $0.31.
  - Period: Q1 2026
  - Net income: $1,959,000
  - EPS: $0.31
  - Result: reported results
  source text: expense related to a fraud write off associated with a customer account realized in the first quarter of 2025. ​ Net income for the three months ended March 31, 2026 was $1,959,000. Net income per share was $0.31 while dividends totaled $0.28 per share for the three months ended March 31, 2026. Net income increased by $906,000 or 86.0% as compared to the
  evidence_url: https://www.sec.gov/Archives/edgar/data/737875/000073787526000017/0000737875-26-000017-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.