secwatch.observer — SEC 8-K summary
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Issuer:     FIRST KEYSTONE CORP (FKYS)
CIK:        0000737875
Form:       8-K
Filed at:   2026-05-01T23:59:59+00:00
Accession:  0000737875-26-000017
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Keystone Q1 net income $1.959M, up 86% YoY; EPS $0.31
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- Net income $1,959k ($0.31/sh) vs $1,053k ($0.17/sh) in Q1 2025, up 86%.
- Total interest income up $1,032k (5.7%) driven by higher Fed deposits; interest expense up $671k.
- Provision for credit losses became a credit of $390k vs expense of $751k a year ago; loans down $31.6M.
- Non-interest expense up 6.1% on higher salaries/benefits, partly offset by lower fraud write-off.
- Dividends paid $0.28/sh; total assets $1.525B (+6.2%), deposits up 8.2%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/737875/000073787526000017/0000737875-26-000017-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/737875/000073787526000017/fkys-20260430x8k.htm
  HTML page:      https://secwatch.observer/filing/0000737875-26-000017

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer