---
schema_version: "secwatch.filing_event.v1"
accession: "0000737875-26-000027"
form_type: "8-K"
ticker: "FKYS"
cik: "0000737875"
company_name: "FIRST KEYSTONE CORP"
filed_at: "2026-08-03T16:20:08+00:00"
generated_at: "2026-08-03T16:21:09.472471+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Keystone reports 44.6% net income increase for H1 2026; EPS $0.91

## Summary
- Net income $5.736M for six months ended June 30, 2026, up 44.6% YoY; diluted EPS $0.91.
- Total interest income increased $2.124M or 5.7% vs. H1 2025, driven by higher Fed deposit balances.
- Provision for credit losses swung to a credit of $689k vs. expense of $514k in prior year.
- Total assets $1.574B, up 9.5% YoY; deposits increased $122.6M or 11.6%.
- Dividends paid $0.56 per share for the six months; no change in dividend policy disclosed.

## SEC filing metadata
- accession: 0000737875-26-000027
- form_type: 8-K
- ticker: FKYS
- cik: 0000737875
- company_name: FIRST KEYSTONE CORP
- filed_at: 2026-08-03T16:20:08+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/737875/000073787526000027/0000737875-26-000027-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/737875/000073787526000027/fkys-20260730x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000737875-26-000027
- JSON: https://secwatch.observer/filing/0000737875-26-000027.json
- Plain text: https://secwatch.observer/filing/0000737875-26-000027.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.