---
schema_version: "secwatch.filing_event.v1"
accession: "0000739421-25-000091"
form_type: "8-K"
ticker: "CZFS"
cik: "0000739421"
company_name: "CITIZENS FINANCIAL SERVICES INC"
filed_at: "2025-07-30T23:59:59+00:00"
generated_at: "2026-05-17T23:20:12.675100+00:00"
event_type: "other"
sentiment: "neutral"
materiality_score: 0.1
calibrated_materiality_score: 0.1
confidence: "low"
source: SEC EDGAR
---

# Citizens Financial Services furnishes Q2 2025 investor deck; no specific figures disclosed

## Summary
- Exhibit 99.1 contains a Q2 2025 investor presentation but no financial results or guidance are included in the filing text.
- Presentation furnished under Item 7.01; not filed for Section 18 purposes.
- No material changes or new events beyond the presentation's existence can be extracted from the attached exhibit.

## SEC filing metadata
- accession: 0000739421-25-000091
- form_type: 8-K
- ticker: CZFS
- cik: 0000739421
- company_name: CITIZENS FINANCIAL SERVICES INC
- filed_at: 2025-07-30T23:59:59+00:00
- event_type: other
- sentiment: neutral
- materiality_score: 0.1
- calibrated_materiality_score: 0.1
- confidence: low
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/739421/000073942125000091/0000739421-25-000091-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/739421/000073942125000091/secondqtrinvestor2.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000739421-25-000091
- JSON: https://secwatch.observer/filing/0000739421-25-000091.json
- Plain text: https://secwatch.observer/filing/0000739421-25-000091.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.