---
schema_version: "secwatch.filing_event.v1"
accession: "0000739421-26-000028"
form_type: "8-K"
ticker: "CZFS"
cik: "0000739421"
company_name: "CITIZENS FINANCIAL SERVICES INC"
filed_at: "2026-04-29T23:59:59+00:00"
generated_at: "2026-05-15T02:32:58.168100+00:00"
event_type: "other"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.2
confidence: "low"
source: SEC EDGAR
---

# Citizens Financial Services to present Q1 2026 investor deck starting April 30

## Summary
- Filed Form 8-K under Item 7.01 to furnish investor presentation for Q1 2026.
- Presentation will be used in meetings with investors beginning April 30, 2026.
- Specific financial results from the deck are not provided in the filing excerpt.
- Exhibit 99.1 contains legal disclosures and financial information for Q1 2026.

## SEC filing metadata
- accession: 0000739421-26-000028
- form_type: 8-K
- ticker: CZFS
- cik: 0000739421
- company_name: CITIZENS FINANCIAL SERVICES INC
- filed_at: 2026-04-29T23:59:59+00:00
- event_type: other
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.2
- confidence: low
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/739421/000073942126000028/0000739421-26-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/739421/000073942126000028/firstqtrinvestor2026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000739421-26-000028
- JSON: https://secwatch.observer/filing/0000739421-26-000028.json
- Plain text: https://secwatch.observer/filing/0000739421-26-000028.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.