{"schema_version":"secwatch.filing_event.v1","accession":"0000743367-21-000023","form_type":"8-K","ticker":"BHB","cik":"0000743367","company_name":"BAR HARBOR BANKSHARES","filed_at":"2021-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.490986+00:00","generated_at":"2026-06-28T19:23:43.196155+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bar Harbor Bankshares Q3 net income $11M ($0.73 EPS); declares $0.24 dividend","bullets":["Net income $11.0M ($0.73 diluted EPS) vs $8.4M ($0.56) in Q3 2020; core EPS $0.73.","Net interest margin expanded to 3.02% from 2.90%; cost of funds fell to 0.50%.","Commercial loan growth ex-PPP was 10% annualized; core deposits grew 32% annualized.","Balance sheet deleveraged: prepaid $89M FHLB advances, sold $44M securities.","Board declared $0.24/share quarterly dividend, payable Dec 17, 2021 (record Nov 17)."],"urls":{"canonical":"https://secwatch.observer/filing/0000743367-21-000023","json":"https://secwatch.observer/filing/0000743367-21-000023.json","markdown":"https://secwatch.observer/filing/0000743367-21-000023.md","text":"https://secwatch.observer/filing/0000743367-21-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/743367/000074336721000023/0000743367-21-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/743367/000074336721000023/bhb-20211021x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T19:23:43.196155+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}