{"schema_version":"secwatch.filing_event.v1","accession":"0000743367-22-000005","form_type":"8-K","ticker":"BHB","cik":"0000743367","company_name":"BAR HARBOR BANKSHARES","filed_at":"2022-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:04:09.657342+00:00","generated_at":"2026-06-27T17:00:45.877661+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bar Harbor reports Q4 net income $9.8M ($0.65 EPS), declares $0.24 dividend","bullets":["Q4 net income $9.8M ($0.65 diluted EPS) vs $8.6M ($0.58) YoY; core EPS $0.68 vs $0.62.","Dividend declared $0.24/share, payable Mar 17, 2022 to holders of record Feb 17, 2022; 3.32% annualized yield.","Net interest margin 2.79% vs 3.02% YoY; normalized NIM expanded to 2.99% from 2.94%.","Prepaid $70M FHLB borrowings, sold $19M securities; net effect expected to add $0.02 core EPS in Q1 2022.","Core deposits grew 13% annualized; commercial loans ex-PPP up $49.2M; non-performing loans down to $10.2M."],"urls":{"canonical":"https://secwatch.observer/filing/0000743367-22-000005","json":"https://secwatch.observer/filing/0000743367-22-000005.json","markdown":"https://secwatch.observer/filing/0000743367-22-000005.md","text":"https://secwatch.observer/filing/0000743367-22-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/743367/000074336722000005/0000743367-22-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/743367/000074336722000005/bhb-20220120x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T17:00:45.877661+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}