secwatch.observer — SEC 8-K summary ====================================== Issuer: BAR HARBOR BANKSHARES (BHB) CIK: 0000743367 Form: 8-K Filed at: 2022-10-19T23:59:59+00:00 Accession: 0000743367-22-000022 Event type: earnings Sentiment: positive Materiality: 0.70 Item codes: 2.02, 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 Bar Harbor Bankshares Q3 net income $11.4M ($0.76 EPS) vs $11.0M ($0.73 EPS) year ago -------------------------------------------------------------------------------- - Net income $11.4M, diluted EPS $0.76; up from $11.0M, $0.73 EPS in Q3 2021. - Net interest margin expanded to 3.47% from 3.02% in Q3 2021. - Annualized loan growth 18%; commercial loans increased $106.4M from Q2 2022. - Declared quarterly dividend $0.26/share, payable Dec 16, 2022 to holders of record Nov 16, 2022. - Core deposits grew 12% annualized; efficiency ratio improved to 58% from 59%. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/743367/000074336722000022/0000743367-22-000022-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/743367/000074336722000022/bhb-20221019x8k.htm HTML page: https://secwatch.observer/filing/0000743367-22-000022 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer