{"schema_version":"secwatch.filing_event.v1","accession":"0000750686-23-000017","form_type":"8-K","ticker":"CAC","cik":"0000750686","company_name":"CAMDEN NATIONAL CORP","filed_at":"2023-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.980396+00:00","generated_at":"2026-06-20T06:00:54.212044+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Camden National Q4 net income $15.4M ($1.05 EPS), +8% QoQ; FY net income $61.4M, -11% YoY","bullets":["Q4 net income $15.4M, diluted EPS $1.05, up 8% from Q3 2022; ROAA 1.09%, ROAE 14.03%.","FY2022 net income $61.4M, down 11% from record $69.0M in FY2021; net interest margin 2.76% (-12 bps QoQ).","Loans grew $578.9M (17%) in 2022; deposits up 5%; NPAs at 0.09% of assets, net charge-offs 0.03%.","Quarterly dividend raised 5% to annualized $1.68 per share; new 750K-share repurchase program announced.","ACL on loans ratio 0.92%; non-interest income $9.8M (-2% QoQ); non-interest expense $27.0M (-0.4% QoQ)."],"urls":{"canonical":"https://secwatch.observer/filing/0000750686-23-000017","json":"https://secwatch.observer/filing/0000750686-23-000017.json","markdown":"https://secwatch.observer/filing/0000750686-23-000017.md","text":"https://secwatch.observer/filing/0000750686-23-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750686/000075068623000017/0000750686-23-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750686/000075068623000017/cac-20230131.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T06:00:54.212044+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2bd12a128389ee71fa1594e6b2578d539c068679","claim":"CAMDEN NATIONAL CORP reported financial results for the fiscal quarter and year ended December 31, 2022.","evidence_excerpt":"Camden National Corporation (the “Company”) issued a press release on January 31, 2023 announcing earnings for the fiscal quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/750686/000075068623000017/0000750686-23-000017-index.htm","confidence":0.7,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter and year ended December 31, 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}