{"schema_version":"secwatch.filing_event.v1","accession":"0000750686-24-000006","form_type":"8-K","ticker":"CAC","cik":"0000750686","company_name":"CAMDEN NATIONAL CORP","filed_at":"2024-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.863067+00:00","generated_at":"2026-06-06T15:26:20.040084+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Camden National Q4 net income $8.5M, EPS $0.58, down 13% QoQ; capital ratios improve","bullets":["Net income $8.5M ($0.58 diluted EPS) down 13% from Q3; adjusted pre-tax pre-provision income $15.8M, down 6%.","Net interest income $32.7M, up $125k QoQ; NIM 2.40% (+1 bp); pre-tax investment losses $5.0M from $70.4M securities sale.","Loans $4.1B (+1% QoQ); deposits $4.6B (-2%); loan-to-deposit ratio 89%; borrowings $529.9M (+3%).","Capital ratios strengthened: common equity 8.66%, tangible common equity 7.11%; asset quality strong with NPLs 0.18%.","New CEO Simon Griffiths effective Jan 1, 2024; quarterly dividend $0.42/share declared; new share repurchase program for 750k shares."],"urls":{"canonical":"https://secwatch.observer/filing/0000750686-24-000006","json":"https://secwatch.observer/filing/0000750686-24-000006.json","markdown":"https://secwatch.observer/filing/0000750686-24-000006.md","text":"https://secwatch.observer/filing/0000750686-24-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750686/000075068624000006/0000750686-24-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750686/000075068624000006/cac-20240130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T15:26:20.040084+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a8c4b133f95ac4001f2c439a9fa30554107f4146","claim":"CAMDEN NATIONAL CORP reported fourth quarter of 2023 results: net income $8.5 million, EPS $0.58.","evidence_excerpt":"Camden National Corporation (the \"Company\") issued a press release on January 30, 2024 announcing earnings for the fiscal quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/750686/000075068624000006/0000750686-24-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2023"},{"label":"Net income","value":"$8.5 million"},{"label":"EPS","value":"$0.58"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}