---
schema_version: "secwatch.filing_event.v1"
accession: "0000750686-24-000253"
form_type: "8-K"
ticker: "CAC"
cik: "0000750686"
company_name: "CAMDEN NATIONAL CORP"
filed_at: "2024-10-29T23:59:59+00:00"
generated_at: "2026-05-30T09:29:34.647172+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.78
calibrated_materiality_score: 0.78
confidence: "high"
source: SEC EDGAR
---

# Camden National Q3 net income $13.1M ($0.90 EPS), NIM expands 10 bps

## Summary
- Net income $13.1M, diluted EPS $0.90, up 9% and 11% sequentially vs Q2 2024.
- Net interest margin expanded 10 bps to 2.46%; net interest income rose 4% to $33.6M.
- Non-performing loans improved to 0.17% of total loans; 30-89 day past due 0.03%.
- Prepaid $170M BTFP borrowings, refinanced at lower rate of 4.09% from 4.76%.
- Pending Northway merger expected 19.9% accretive to 2025 EPS, 32.7% to 2026 EPS.

## SEC filing metadata
- accession: 0000750686-24-000253
- form_type: 8-K
- ticker: CAC
- cik: 0000750686
- company_name: CAMDEN NATIONAL CORP
- filed_at: 2024-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.78
- calibrated_materiality_score: 0.78
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750686/000075068624000253/0000750686-24-000253-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750686/000075068624000253/cac-20241029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000750686-24-000253
- JSON: https://secwatch.observer/filing/0000750686-24-000253.json
- Plain text: https://secwatch.observer/filing/0000750686-24-000253.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.