{"schema_version":"secwatch.filing_event.v1","accession":"0000750686-25-000014","form_type":"8-K","ticker":"CAC","cik":"0000750686","company_name":"CAMDEN NATIONAL CORP","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.269978+00:00","generated_at":"2026-05-27T08:47:21.999753+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Camden National reports Q4 EPS $1.00 (12% QoQ increase), FY EPS $3.62 (22% YoY), completed Northway merger","bullets":["Q4 2024 net income $14.7 million, diluted EPS $1.00 (11% QoQ); core diluted EPS $1.03 (non-GAAP).","Full-year 2024 net income $53.0 million, diluted EPS $3.62 (22% YoY); core diluted EPS $3.65.","Net interest margin expanded 11 bps QoQ to 2.57%; core return on average assets 1.04%, core ROTCE 13.88%.","Completed Northway Financial merger on January 2, 2025, all-stock valued at ~$96.5 million; combined assets ~$7.0 billion.","Asset quality strong: non-performing loans 0.16% of total loans, loans 30-89 days past due 0.05%."],"urls":{"canonical":"https://secwatch.observer/filing/0000750686-25-000014","json":"https://secwatch.observer/filing/0000750686-25-000014.json","markdown":"https://secwatch.observer/filing/0000750686-25-000014.md","text":"https://secwatch.observer/filing/0000750686-25-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750686/000075068625000014/0000750686-25-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750686/000075068625000014/cac-20250128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:47:21.999753+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}