---
schema_version: "secwatch.filing_event.v1"
accession: "0000750686-25-000014"
form_type: "8-K"
ticker: "CAC"
cik: "0000750686"
company_name: "CAMDEN NATIONAL CORP"
filed_at: "2025-01-28T23:59:59+00:00"
generated_at: "2026-05-27T08:47:21.999753+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Camden National reports Q4 EPS $1.00 (12% QoQ increase), FY EPS $3.62 (22% YoY), completed Northway merger

## Summary
- Q4 2024 net income $14.7 million, diluted EPS $1.00 (11% QoQ); core diluted EPS $1.03 (non-GAAP).
- Full-year 2024 net income $53.0 million, diluted EPS $3.62 (22% YoY); core diluted EPS $3.65.
- Net interest margin expanded 11 bps QoQ to 2.57%; core return on average assets 1.04%, core ROTCE 13.88%.
- Completed Northway Financial merger on January 2, 2025, all-stock valued at ~$96.5 million; combined assets ~$7.0 billion.
- Asset quality strong: non-performing loans 0.16% of total loans, loans 30-89 days past due 0.05%.

## SEC filing metadata
- accession: 0000750686-25-000014
- form_type: 8-K
- ticker: CAC
- cik: 0000750686
- company_name: CAMDEN NATIONAL CORP
- filed_at: 2025-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750686/000075068625000014/0000750686-25-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750686/000075068625000014/cac-20250128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000750686-25-000014
- JSON: https://secwatch.observer/filing/0000750686-25-000014.json
- Plain text: https://secwatch.observer/filing/0000750686-25-000014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.