secwatch.observer — SEC 8-K summary
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Issuer:     CAMDEN NATIONAL CORP (CAC)
CIK:        0000750686
Form:       8-K
Filed at:   2025-01-28T23:59:59+00:00
Accession:  0000750686-25-000014
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Camden National reports Q4 EPS $1.00 (12% QoQ increase), FY EPS $3.62 (22% YoY), completed Northway merger
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- Q4 2024 net income $14.7 million, diluted EPS $1.00 (11% QoQ); core diluted EPS $1.03 (non-GAAP).
- Full-year 2024 net income $53.0 million, diluted EPS $3.62 (22% YoY); core diluted EPS $3.65.
- Net interest margin expanded 11 bps QoQ to 2.57%; core return on average assets 1.04%, core ROTCE 13.88%.
- Completed Northway Financial merger on January 2, 2025, all-stock valued at ~$96.5 million; combined assets ~$7.0 billion.
- Asset quality strong: non-performing loans 0.16% of total loans, loans 30-89 days past due 0.05%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/750686/000075068625000014/0000750686-25-000014-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/750686/000075068625000014/cac-20250128.htm
  HTML page:      https://secwatch.observer/filing/0000750686-25-000014

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