---
schema_version: "secwatch.filing_event.v1"
accession: "0000750686-25-000210"
form_type: "8-K"
ticker: "CAC"
cik: "0000750686"
company_name: "CAMDEN NATIONAL CORP"
filed_at: "2025-05-06T23:59:59+00:00"
generated_at: "2026-05-22T15:28:12.393672+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Camden National Q1: adjusted net income $16M, core NIM 2.68%, Northway acquisition complete

## Summary
- Adjusted net income $16.0M, up 6% from Q4 2024; GAAP net income $7.3M ($0.43 EPS) impacted by merger costs.
- Core net interest margin expanded 11 bps to 2.68%; reported NIM 3.04% including purchase accounting.
- Northway acquisition closed Jan 2 for $96.5M in stock; integration complete in mid-March; cost saves on track.
- Dividend declared $0.42/share payable April 30; asset quality strong with NPLs 0.15% of loans.
- Total assets $7.0B (+$1.2B); loans $4.9B; regulatory capital ratios well above minimums.

## SEC filing metadata
- accession: 0000750686-25-000210
- form_type: 8-K
- ticker: CAC
- cik: 0000750686
- company_name: CAMDEN NATIONAL CORP
- filed_at: 2025-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750686/000075068625000210/0000750686-25-000210-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750686/000075068625000210/cac-20250506.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000750686-25-000210
- JSON: https://secwatch.observer/filing/0000750686-25-000210.json
- Plain text: https://secwatch.observer/filing/0000750686-25-000210.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.