---
schema_version: "secwatch.filing_event.v1"
accession: "0000750686-25-000277"
form_type: "8-K"
ticker: "CAC"
cik: "0000750686"
company_name: "CAMDEN NATIONAL CORP"
filed_at: "2025-07-29T23:59:59+00:00"
generated_at: "2026-05-17T23:53:18.346005+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Camden National Q2 net income $14.1M, EPS $0.83, up ~93% sequentially; NIM expands

## Summary
- Net income $14.1M, diluted EPS $0.83, up 92% and 93% from Q1 2025.
- Net interest margin 3.06% (+2 bps); core NIM 2.70% (+2 bps).
- GAAP efficiency ratio 60.37% (down from 74.02%); non-GAAP 55.47% (58.72% in Q1).
- Loans +4% annualized; loan pipeline $149.5M (+40% since March 31).
- Dividend $0.42/share, payable July 31 to holders of record July 15.

## SEC filing metadata
- accession: 0000750686-25-000277
- form_type: 8-K
- ticker: CAC
- cik: 0000750686
- company_name: CAMDEN NATIONAL CORP
- filed_at: 2025-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750686/000075068625000277/0000750686-25-000277-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750686/000075068625000277/cac-20250729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000750686-25-000277
- JSON: https://secwatch.observer/filing/0000750686-25-000277.json
- Plain text: https://secwatch.observer/filing/0000750686-25-000277.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.