{"schema_version":"secwatch.filing_event.v1","accession":"0000750686-25-000297","form_type":"8-K","ticker":"CAC","cik":"0000750686","company_name":"CAMDEN NATIONAL CORP","filed_at":"2025-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.082305+00:00","generated_at":"2026-05-17T02:04:37.932636+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Camden National reports record Q3 net income $21.2M, diluted EPS $1.25, up 51% QoQ","bullets":["Record net income $21.2M, diluted EPS $1.25, both up 51% vs Q2 2025; non-GAAP pre-tax pre-provision income $29.5M (+19%).","Net interest margin expanded 10 bps to 3.16%; GAAP efficiency ratio improved to 54.94% from 60.37%.","Loans grew 4% annualized; deposits ex-brokered up 2% seasonally; loan-to-deposit ratio 93%.","Charged-off $10.7M on a syndicated telecommunication loan; ACL on loans 0.91% (down from 1.08%).","Book value per share $39.97 (+4%); tangible book value $28.42 (+6%); dividend $0.42/share payable Oct 31."],"urls":{"canonical":"https://secwatch.observer/filing/0000750686-25-000297","json":"https://secwatch.observer/filing/0000750686-25-000297.json","markdown":"https://secwatch.observer/filing/0000750686-25-000297.md","text":"https://secwatch.observer/filing/0000750686-25-000297.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750686/000075068625000297/0000750686-25-000297-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750686/000075068625000297/cac-20251028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:04:37.932636+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}