{"schema_version":"secwatch.filing_event.v1","accession":"0000750686-26-000006","form_type":"8-K","ticker":"CAC","cik":"0000750686","company_name":"CAMDEN NATIONAL CORP","filed_at":"2026-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.642605+00:00","generated_at":"2026-05-16T07:43:22.899376+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Camden National Q4 2025 record net income $22.6M, diluted EPS $1.33, both up 6% QoQ","bullets":["Full-year 2025 net income $65.2M, diluted EPS $3.84 (up 23% and 6% YoY); adjusted net income $74.4M, adj. EPS $4.39.","Net interest margin expanded 13 bps QoQ to 3.29%; core NIM up 10 bps to 2.92%; GAAP efficiency ratio 54.16%.","Non-GAAP efficiency ratio improved to 51.69%; book value per share $41.16, tangible book value $29.69.","New share repurchase program authorized for up to 850k shares (~5% of outstanding); quarterly dividend $0.42/share.","Asset quality strong: non-performing assets 0.10% of total assets, ACL coverage 6.4x non-performing loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000750686-26-000006","json":"https://secwatch.observer/filing/0000750686-26-000006.json","markdown":"https://secwatch.observer/filing/0000750686-26-000006.md","text":"https://secwatch.observer/filing/0000750686-26-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750686/000075068626000006/0000750686-26-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750686/000075068626000006/cac-20260127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:43:22.899376+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}