secwatch.observer — SEC 8-K summary
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Issuer:     CAMDEN NATIONAL CORP (CAC)
CIK:        0000750686
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0000750686-26-000006
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Camden National Q4 2025 record net income $22.6M, diluted EPS $1.33, both up 6% QoQ
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- Full-year 2025 net income $65.2M, diluted EPS $3.84 (up 23% and 6% YoY); adjusted net income $74.4M, adj. EPS $4.39.
- Net interest margin expanded 13 bps QoQ to 3.29%; core NIM up 10 bps to 2.92%; GAAP efficiency ratio 54.16%.
- Non-GAAP efficiency ratio improved to 51.69%; book value per share $41.16, tangible book value $29.69.
- New share repurchase program authorized for up to 850k shares (~5% of outstanding); quarterly dividend $0.42/share.
- Asset quality strong: non-performing assets 0.10% of total assets, ACL coverage 6.4x non-performing loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/750686/000075068626000006/0000750686-26-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/750686/000075068626000006/cac-20260127.htm
  HTML page:      https://secwatch.observer/filing/0000750686-26-000006

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