{"schema_version":"secwatch.filing_event.v1","accession":"0000750686-26-000020","form_type":"8-K","ticker":"CAC","cik":"0000750686","company_name":"CAMDEN NATIONAL CORP","filed_at":"2026-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.702007+00:00","generated_at":"2026-05-15T03:25:04.708851+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Camden National Q1 net income $21.9M, EPS $1.29; YoY net income triples","bullets":["Net income $21.9M, diluted EPS $1.29 vs $0.43 YoY; adjusted EPS $1.29 non-GAAP (up 39% YoY).","Asset quality strong: past-due loans 0.06%, annualized net charge-offs 0.04%; ACL 0.92% of loans.","Deposits grew 1% linked-quarter to $5.6B, reducing short-term borrowings by $68.3M; loan-to-deposit 89%.","Capital ratios solid: CET1 12.01%, Tier1 leverage 9.43%; quarterly dividend $0.42 payable April 30.","GAAP efficiency ratio 55.50% (53.21% non-GAAP); net interest margin 3.24%."],"urls":{"canonical":"https://secwatch.observer/filing/0000750686-26-000020","json":"https://secwatch.observer/filing/0000750686-26-000020.json","markdown":"https://secwatch.observer/filing/0000750686-26-000020.md","text":"https://secwatch.observer/filing/0000750686-26-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750686/000075068626000020/0000750686-26-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750686/000075068626000020/cac-20260428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:25:04.708851+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}