---
schema_version: "secwatch.filing_event.v1"
accession: "0000750686-26-000020"
form_type: "8-K"
ticker: "CAC"
cik: "0000750686"
company_name: "CAMDEN NATIONAL CORP"
filed_at: "2026-04-28T23:59:59+00:00"
generated_at: "2026-05-15T03:25:04.708851+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Camden National Q1 net income $21.9M, EPS $1.29; YoY net income triples

## Summary
- Net income $21.9M, diluted EPS $1.29 vs $0.43 YoY; adjusted EPS $1.29 non-GAAP (up 39% YoY).
- Asset quality strong: past-due loans 0.06%, annualized net charge-offs 0.04%; ACL 0.92% of loans.
- Deposits grew 1% linked-quarter to $5.6B, reducing short-term borrowings by $68.3M; loan-to-deposit 89%.
- Capital ratios solid: CET1 12.01%, Tier1 leverage 9.43%; quarterly dividend $0.42 payable April 30.
- GAAP efficiency ratio 55.50% (53.21% non-GAAP); net interest margin 3.24%.

## SEC filing metadata
- accession: 0000750686-26-000020
- form_type: 8-K
- ticker: CAC
- cik: 0000750686
- company_name: CAMDEN NATIONAL CORP
- filed_at: 2026-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750686/000075068626000020/0000750686-26-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750686/000075068626000020/cac-20260428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000750686-26-000020
- JSON: https://secwatch.observer/filing/0000750686-26-000020.json
- Plain text: https://secwatch.observer/filing/0000750686-26-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.