Citizens Q4 2023 net income $189M ($0.34 EPS); underlying EPS $0.85; CET1 ratio 10.6%

CITIZENS FINANCIAL GROUP INC/RI

2023-FY EPS reported $3.13 revenue$8,224,000,000

Q4 net income $189M, diluted EPS $0.34; underlying net income $426M, underlying EPS $0.85.
Total revenue $1.988B, down 1% QoQ; net interest margin 2.91% vs 3.03% prior quarter.
Period-end loans $146.0B, down 3% QoQ; deposits $177.3B, broadly stable; LDR improved to 82.3%.
CET1 ratio 10.6%, up 20 bps QoQ; TBV/share $30.91, up 11% QoQ.
FY 2023 net income $1.6B, EPS $3.13; underlying EPS $3.88; notable items include $225M FDIC special assessment.

item 2.02 item 7.01 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

CITIZENS FINANCIAL GROUP INC/RI reported fourth quarter and full year 2023 results: net income $189 million, EPS $0.34.

Period: fourth quarter and full year 2023
Net income: $189 million
EPS: $0.34
Result: reported results

Exact text from the filing

Citizens Financial Group, Inc. Reports Fourth Quarter 2023 Net Income of $189 million and EPS of $0.34

View on SEC.gov

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

CITIZENS FINANCIAL GROUP INC/RI reported full year 2023 results: net income $1.6 billion, EPS $3.13.

Period: full year 2023
Net income: $1.6 billion
EPS: $3.13
Result: reported results

Exact text from the filing

2023 Net Income of $1.6 billion and EPS of $3.13

View on SEC.gov

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Source: SEC EDGAR

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