Citizens posts Q1 net income $373M, EPS $0.77; agrees to sell $1.9B in non-core education loans

CITIZENS FINANCIAL GROUP INC/RI

2025-Q1 EPS reported $0.77 revenue$1,935,000,000

Net income $373M, diluted EPS $0.77; underlying EPS $0.77; ROTCE 9.6%.
Revenue $1.935B, down 2.6% QoQ; PPNR $621M, down 9% on an underlying basis.
Period-end loans $137.6B, down 1% QoQ from $1.9B non-core education loan sale; core loans up ~1%.
Spot deposits $177.6B, up 2% QoQ; Private Bank deposits up $1.7B to $8.7B.
CET1 ratio 10.64%; TBV/share $33.97, up 5% QoQ; NCO ratio 0.58% (excl. sale 0.51%).

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.