earnings
confidence high
sentiment positive
materiality 0.80
Citizens Financial Q2 2025 EPS $0.92, revenue $2.04B; proposes Series I preferred offering
CITIZENS FINANCIAL GROUP INC/RI
2025-Q2 EPS reported
$1.69
revenue$3,972,000,000
- EPS of $0.92, up $0.15 QoQ; underlying EPS also $0.92. Revenue $2,037M, up 5.3% QoQ.
- PPNR $718M, up 16% QoQ; NIM expanded 5 bps to 2.95%. Efficiency ratio improved to 64.8%.
- Loans up 1% QoQ to $139.3B; NCO ratio 48 bps, down from 58 bps QoQ. CET1 ratio 10.6%.
- Quarterly common dividend declared $0.42/share, payable Aug 14, 2025 to holders of record July 31.
- Launched proposed offering of Series I Fixed-Rate Reset Preferred Stock; proceeds to redeem Series F Preferred.
item 8.01item 9.01