secwatch.observer — SEC 8-K summary
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Issuer:     CITIZENS FINANCIAL GROUP INC/RI (CFG)
CIK:        0000759944
Form:       8-K
Filed at:   2026-04-16T23:59:59+00:00
Accession:  0000759944-26-000070
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Citizens Financial Q1 net income $517M, EPS $1.13, up 47% YoY; NIM expands to 3.14%
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- Net income $517M (+39% YoY); diluted EPS $1.13 (+47% YoY); ROTCE 12.2%.
- Total revenue $2,168M (+12% YoY); NII $1,562M (+12% YoY); NIM FTE 3.14% (+24 bps YoY).
- Positive operating leverage 7.2% YoY; PPNR $790M (+27% YoY).
- Net charge-offs 39 bps (down 19 bps YoY); ACL coverage 1.52%; nonaccruals 1.04%.
- Declares $0.46 quarterly common dividend, payable May 14, 2026 to holders of record Apr 30.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/759944/000075994426000070/0000759944-26-000070-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/759944/000075994426000070/cfg-20260416.htm
  HTML page:      https://secwatch.observer/filing/0000759944-26-000070

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer